You must complete a health declaration form if you are a resident of the Northern Mariana Islands once per year. This is one of the mandatory procedures to acquire health insurance in the US territory. The form can be obtained from any local health office or hospital. It includes information such as current address, general physical condition, physician(s), and treatment if necessary.
It is important to have the health bulletins for all Northern Mariana Islands residents each year. It is important to keep a copy of this form and to present it to the relevant authorities when you apply. The application could be denied if the copy is not kept. If you do not have the copy, contact the concerned person to obtain the latest version of the rules and regulations regarding health services. Health services provided by the Government of the Northern Mariana Islands cover almost all health conditions.
Each resident must undergo a medical exam every year by the department. This medical exam is done to ensure that residents of Northern Mariana Islands have a good health and are not a threat to others. The declaration form for medical examination also covers mental examination and drug test.Every individual is evaluated according to his physical and mental condition. After the medical examination, the person is asked to sign the declaration form. This gives his consent for medical coverage. This includes a waiver of liability. This health insurance form helps the insurer in collecting the payment in case of unexpected illness or accident.
Individual needs to decide whether he wants health coverage as an individual policy or as a group policy. Group insurance coverage is more affordable than individual medical coverage. However, if there is a serious illness or accident, the cost for medical treatment will be higher for the group policy than it would be for an individual policy. If an individual is self-employed, he may not be eligible for any health services by employers.
There are many places you can find information about insurance in the Northern Mariana Islands. Most of the insurance companies offer free information, estimates, quotes, and comparisons online. You can compare rates, coverage, deductibles and co-pays online. With so many options available, anyone can find a suitable insurance company to provide health services. You can buy multiple policies from different insurance providers.
You can choose which health services you would like, at what price, and what deductible you will pay. It clearly spells out the type of medical assistance you will need. If you want to opt for total coverage, you can declare all your health problems, and the numbers of days each condition will affect your total expenses. You can specify the conditions that you would like covered and the number to be treated.
Insurance companies have different policies on how long the declarations will last. You can modify your declarations annually or monthly. Your declarations are valid one year. You may apply for another one in case of an accident or sudden change in your health. You cannot use the declarations for immigrant purposes.